What kind of gold products can I invest in a gold IRA?

Gold bullion products are held to the minimum purity requirement for IRA gold, which is set at .995% pure or fine. In other words, a gold coin or bar must be at least 0.995% pure and it should also have a fineness of not less than 95%. This list of ira eligible gold coins are determined to be IRS approved for your self directed IRA investments:


The American Gold Eagle has been minted by the US Mint since 1986. It is one of the world’s most popular coins and considered to be among the best in terms of gold quality, purity, and weight. The series was designed by Miley Busiek under President Ronald Reagan as part of an effort to create more interest in gold coins. The coins are made of .9167 gold and come in four different sizes: 1 oz, ½ oz, ¼ oz, and 1/10th ounce. The American Gold Eagle features a rendition of Lady Liberty on the front with an eagle on the back.

American Gold Eagle Reverse

Eagles are highly sought after because they have been minted exclusively to create more interest in gold coins, which had lost popularity during 1980s due to high inflation rates. As such, the coins have been minted in smaller quantities than other US gold coin denominations.

Collectors have dubbed these 22 karat standard coins as “America’s Most Beautiful Gold Coin.”

The American Gold Eagle is ‘IRA Eligible’ meaning that it meets the IRS’s requirements to be included in a retirement account. At .9167 pure it would not normally meet meet the IRS purity standard for gold coins which is .9999 fine. However an exception was made. We are happy to add these beautiful coins to our list of IRA eligible gold coins.


American Gold Eagle Proof Coins have been minted since 1986, are IRA eligible and are approved by the IRS for self directed IRAs. They share the same design with the standard coins created by Miley Busiek with a rendition of Lady Liberty on the front with an eagle on the back. These legal tender 22 karat gold coins are made from .9167 fine gold with weights of one ounce, one-half ounce, one-quarter ounce, and one-tenth ounce sizes ounce, just like regular bullion coins.

American Eagle Gold Proof Coins have a limited mintage, are struck at the US Mint at West Point and bear the “W” mint mark.

Why are these coins IRA eligible? – Because these proof grade American Gold Eagle coins have been minted by the Treasury Department and have legal tender status in the United States. They are made from .9167 fine gold which would not normally meet the IRS purity standard for gold coins which is .9999 fine. However an exception was made for these beautiful coins.


Britannia Gold Bullion Coins are bullion coins, issued in gold since 1987, by the Royal Mint in the United Kingdom. The original designer was Philip Nathan, the current coin features a standing figure of the Lady Britannia, holding both trident and shield with a bust of Queen Elizabeth II on the obverse.

In 2013 the fineness of the gold in the Britannia Gold Bullion Coin rose to .9999 pure or 24 karat gold which made them eligible for inclusion in our list of ira eligible gold coins as investments in self directed precious metals IRAs in the United States.

Gold Britannias also are issued in fractional sizes of one-half, one-quarter, and one-tenth of a troy ounce and with face values of £50, £25, and £10 respectively. In 2013 two additional sizes were introduced, a five-ounce coin of face value £500, and a fractional size of one-twentieth of face value £5.


The Queen’s Beasts Gold Bullion Coins minted by the United Kingdom’s Royal Mint are a series of 24 karat gold coins each carrying the depiction of one of ten heraldic beasts associate with a badge or arms of a family from the ancestry of Queen Elizabeth II.

Engraver Jody Clark designed the entire series after the ten heraldic statues representing the genealogy of Queen Elizabeth II, depicted as the Royal supporters of England which stood in front of the temporary western annexe to Westminster Abbey during the Queen’s coronation in 1953. The statues were placed left to right in the following order when facing the annex from the west: The Lion of England, the greyhound, the yale, the dragon, the horse, the lion of Mortimer, the unicorn, the griffin, the bull, and the falcon.

The Queen’s Beasts series of ten coin designs from The Royal Mint, inspired by the ancestral beasts of heraldry, myth and legend was launched in 2016 and released in 1 ounce (face vale of £100) and 1/4 ounce (face value of £25) weights in .9999 fine gold as follows:

1st– The Lion of England – 2016
2nd– The Griffin of Edward III – 2017
3rd– The Red Dragon of Wales – 2017
4th– The Unicorn of Scotland – 2018
5th– The Black Bull of Clarence – 2018
6th– The Falcon of the Plantagenets – 2019
7th- The Yale of Beaufort – 2019
8th- The White Lion of Mortimer – 2020
9th- The White Horse of Hanover – 2020
10th-The White Greyhound of Richmond – 2021

The weight and .9999 gold purity makes them eligible for inclusion as an investment in self directed IRAs in the United States.


The Royal Mint’s Lunar or Shēngxiào (生肖) coin series is a collection of British coins issued by the Royal Mint featuring the Chinese zodiac in celebration of Chinese New Year. First issued in 2014, the series has been minted in varying denominations of Silver and Gold as both bullion and proof.

To date 8 out of the planned 12 coin Royal Mint Shēngxiào Lunar Series have been issued. The United Kingdom’s Royal Mint first launched the Shēngxiào Lunar Gold Coin Series in 2014. In commemoration of Chinese new year, each coin feature one of the 12 animals from the Chinese Zodiac. Mintage numbers of the 1 ounce gold coins are very limited and always include the auspicious number eight (8) which is a lucky number in Chinese culture.

These 1 ounce legal tender coins are minted in .9999 fine gold with issuance in the following order since 2014:

2014 – Year of the Horse
2015 – Year of the Sheep
2016 – Year of the Monkey
2017 – Year of the Rooster
2018 – Year of the Dog
2019 – Year of the Pig
2020 – Year of the Rat
2021 – Year of the Ox

It seems clear that this series will continue with the yearly additions of the Tiger, Rabbit, Dragon and Snake to the line up.

The purity of these coins make them eligible for Self Directed IRAs in the United States.


The Canadian Gold Maple Leaf struck by the Royal Canadian Mint is a gold bullion coin struck in several weights and denominations and minted annually by the Government of Canada. The first year of issue, 1979, Gold Maple Leafs were minted in .999 pure gold. Subsequent years they have been minted in .9999 fine gold and .99999 (Five Nines) in special issue mintings.

It has been issued every year since 1979 and from 2014 it has been made available in a number of weights including 1 oz., ​1⁄2 oz., ​1⁄4 oz., ​1⁄10 oz., ​1⁄20 oz. and 1 gram.

Each legal tender coin, aside from some special issues, feature the profile of Queen Elizabeth II of Canada and the Canadian Maple Leaf on the obverse and reverse, respectively.

Unique security features were added in 2013 and 2015. In 2013, a laser-micro-engraved textured maple leaf was added on a small area of the Maple Leaf side of the coin. In the center of the tiny maple leaf is a number denoting the coin’s year of issue, which is only visible under magnification. In 2015, the coin’s background, radial lines, were added on both sides of the coin.

As one of the purest official bullion coins worldwide at .9999 fine, it is eligible as an investment for Self directed gold IRAs in the US.


The Austrian Mint’s Gold Philharmonic Coin was introduced in 1989 as a one-troy ounce gold coin with a face value of 2,000 Austrian schillings. Regularly shortened to ‘Philharmonic’ this pure gold coin boasts a fineness of 999.9 (often written 0.9999, also known as 24 karat or 99.99% pure.

The design on the coin remains the same each year; only the year of issue changes. Designed by the chief engraver of the Austrian Mint, Thomas Pesendorfer the Philharmonic was initially minted in two sizes: one-ounce and one-quarter ounce. The one-tenth and one-half ounce coins were added in 1991 and 1994 respectively.

The Philharmonic’s fineness of 999.9 makes it eligible to add to this list of ira eligible gold coins as investments in self directed gold IRAs in the United States.


The Perth Mint’s Australian Gold Nugget is a 24 Karat gold bullion coin available in ​1⁄20 oz, ​1⁄10 oz, ​1⁄4 oz, ​1⁄2 oz, 1 oz, 2 oz, 10 oz, and 1 kg of 24 Karat gold. The Australian Gold Nugget was launched in 1986 by Gold Corporation, a company wholly owned by the Government of Western Australia. It is better known by it’s trade name, the Perth Mint.

From 1986 to 1989, the reverse of these coins pictured various Australian gold nuggets. With the 1989 proof edition, the design was changed to feature different kangaroos on the reverse, a more world-recognised symbol of Australia. The coins are today sometimes referred to as “gold kangaroos”. Current yearly releases feature the portrature of Queen Elizabeth II on the obverse, designed by Jody Clark, as well as the coin’s monetary denomination.

A purity of .9999 fine makes the Gold Nugget eligible in our list of ira eligible gold coins as an investment in self directed gold IRAs in the United States.


The American $50 Buffalo Gold Coin is the first 24-karat gold coin ever minted by the United States Mint. Its obverse design is based on James Earle Fraser’s 1913 original Indian Head Nickel design. The Gold Buffalo has not changed it’s design since launching in 2006. The reverse side design features a bison standing on one leg, while it grazes near a pond or river.

Like all United States Gold Bullion Coins, the American Buffalo gold pieces are being struck at the West Point Mint in New York.

Gold Bufflo Coins struck in 2006 and 2007 coins were only issued in the one-ounce version, however in 2008, $5, $10, and $25 face value coins were minted with 1/10 oz, 1/4 oz, and 1/2 oz of pure gold respectively.

Admist the financial crisis of 2008, a temporary sales halt was announced because the US Mint couldn’t keep up with demand and due to a shortage of gold from investors seeking the safety of gold causing a spike in gold prices.

Because these American $50 Gold Buffalo coins have been minted by the Treasury Department and have legal tender status in the United States are made from .9999 fine gold, they meet the IRS purity standard for gold coins which is .995 and as such are considered IRA eligible gold coins.


Gold bars may also be included in a self directed gold IRA account when the gold bars and rounds are produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements.

Author: Administration

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